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The last couple of years have been very busy for us. We moved our office from my home in East Yorkshire over to our office here in, Knaresborough, North Yorkshire.…

From 5 April 2010, the fee to submit a bankruptcy petition was increased to £600. Those on low income or in receipt of certain forms of State Benefit could have…

Figures recently released show that personal insolvencies rose at the greatest rate ever recorded in the last financial quarter. We are now seeing an increasing number of sole-trader bankruptcies, after…

An insolvency practitioner is licenced by one of several authorising bodies, ie Institute of Chartered Accountants, the Law Society, the Insolvency Practitioners Association, etc. Until relatively recently the Insolvency Service…

It is becoming increasingly apparent that many people feel they have a right to free advice in regard to their financial situation. As we are totally dependent upon the income…

Recently we pursued a complaint against a Trustee in Bankruptcy who had demanded a payment of £10,000 from a discharged bankrupt person, in exchange for her interest in his home,…

I was absolutely delighted to accept the Sabin Award for Outstanding Contribution to the UK Rescue Sector at the Credit Today Insolvency & Rescue Award Ceremony 2009 in London in…

There are guidelines in respect of the times a creditor may contact the debtor. In addition, it is quite unacceptable for a creditor to issue threats against the debtors assets…

Regular readers of our Bulletins will know that this is a regular heading and point of discussion! We are very aware that many debtors are persuaded to make inappropriate IVA…

Some people may not be too clear about the service we provide - We are a totally independent organisation and provide help and advice on serious debt and bankruptcy. Access…